The Fragmentation Dividend: Why a Purposeful Multi-Tool Stack Costs Less Than You Think
The prevailing assumption in enterprise technology procurement is that fewer tools means lower costs. Engineering teams across fintech and SaaS are discovering that this logic inverts under scrutiny—that the real expense is not the licensing footprint but the cognitive overhead of forcing developers through poorly-fitted platforms. This piece makes the case for intentional stack fragmentation as a legitimate cost-reduction strategy.